01 / GOALS & CURRENT HOLDINGS

What are you investing for?

Start with your target and what you already own. Then assess the risk you can afford.

The initial numbers are an editable example, not your financial information. All amounts are USD. Saved here on this browser; values are sent for calculation when you request an allocation.

Starting investment (USD)

Monthly contribution (USD)

Target amount (USD)

Years until goal

Maximum loss you feel able to tolerate (%)

Illustrative annual return (%)

For a portfolio of $80,000, a 20% decline would mean a loss of about $16,000, leaving approximately $64,000. A decline may be temporary, but recovery is not guaranteed.

YOUR GOAL · SCENARIO MATH

$300,000 in 10 years

$80,000 now + $1,500 each month. Contributions are assumed at month-end.

Updates as you edit · USD throughout

Required annualized return+2.18%

Projected at your +6.00% assumption$386,978

Monthly saving needed at that assumption$965

Total contributions$260,000

Above your goal$86,978

Illustrative annual return	Value at goal date	Gap to goal
-2.00%	$228,486	-$71,514
+3.00%	$316,685	$16,685
+6.00%	$386,978	$86,978
+9.00%	$473,967	$173,967

These are constant-return scenarios, not forecasts or success probabilities. They exclude taxes, fees and inflation; real returns vary and can be negative. Required return is a funding calculation, not a recommended risk level.

At your chosen return assumption, the contribution schedule funds the target in this illustration; review it as your circumstances change.

Current holdings · optional

Enter current market values, not purchase prices. The unlisted part of your starting investment is treated as cash for this comparison. No brokerage connection is made.

Saves your goal and opens risk assessment.Continue without a goal